
A home loan designed for your Success
As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.
We are your local mortgage company in Petaluma, CA. No robots, no gimmicks. Only humans ready to work for you. Everyone is unique, we treat you that way.
Loan Options in Petaluma, CA
Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Purchase
Fixed Rate Mortgage
Interest Rate and payments remain the same for the entire term of the loan.
FHA
An FHA loan provides a government-insured loan with flexible loan options.
VA Loans
VA Loans offer flexible options as either fixed-rate or ARM mortgages.
Rehab
Roll the costs of the renovation into your loan
USDA
Purchase a home with no money down in certain rural and suburban areas.
Jumbo
Jumbo loans offer a maximum flexibility for home financing for larger loans.
First time Home Buyer
Popular loan programs for first time home buyers.
Down Payment Assistance
Provide financial aid to help homebuyers cover the upfront costs of buying a home.
Investment Property
Refinance
Refinance
Mortgage refinancing may lower your monthly payments.
What Our Clients Think
Authentic Experiences
Real stories from real clients, showcasing our dedication to their goals.




Ericka Lutz

William Wolf
Jehoshua and team are great to work with. He's very experienced and clearly answered all questions about the important financial decisions when getting a mortgage.

Tony Gallegos

Priscila Bertiz Lanzillotti

Mircea Rotenberg
The best! Always on top of the latest market developments, always making us aware of how to substantially save money before we even thought there is a way. Also, Joshua’s business enabled my younger son to twice buy his desired home and getting the best loan interest ever.

Kathy O'donnell

Jehoshua Shapiro
Mortgage Advisor NMLS# 240295
+1 (707) 235-2812 | js@emortgages.com